Thursday, June 18, 2009

Be Veeeeeery Quiet, I'm Hunting Houses

Gotta love my humor and my horrible Elmer Fudd attempt. It is true though, JB and I have started the process of looking for a house. Of course, we made the mistake of looking at models and fell in love with one, so of course nothing else is going to compare. Especially the stuff in our price range. Ideally, this is what we are looking for:

Single story
At least 1500 square feet
Roseville/Rocklin or Folsom area
Built in the last ten years
Great room concept
Master Suite
No tile countertops

There are a few more requirements and there is some stuff we are willing to budge on, but for the most part, that's what we want. The model home, The Walnut, is amazing. 2400 square feet of amazing, if I may. I can't even really describe it and just seeing the floor plan isn't enough. You have to see the model. It's like the heavens open and shine down light and angels sing for this thing. Well, maybe not, but that's how I feel. And I'm pretty sure JB feels the same way.

Fortunately for us, and not so much for others, there are a lot of short sales out there right now which puts houses that would normally be out of our price range, just within our reach. Maybe we will find an awesome home that is almost as good for us, but more affordable. All I know is that I have a tendency to get my hopes up about stuff like this, and get excited, and then get let down. That is going to get old pretty fast. A lot of the agents are listing homes really low to get the attention, but then when the offer goes in, the bank rejects it because it is nowhere near the appraisal value of the home.

Luckily we are using someone that is a client of JB's and she has been in the business for over 30 years. We met with her last Saturday to go over the things we were looking for and what we absolutely don't want. After that we went and looked at three houses, but two of them were in contingency. Each house got better, but none of them was "the one". I'm sure we will know it when we see it.

Another thing that might change is JB's position at work. He is interviewing on Tuesday for a fitness manager position and if he gets it, we might be in better shape income-wise. I'm not so sure about the rate we would be able to get though. I guess we'll just hang out and play it by ear.

Wish me luck!

2 comments:

Melissa said...

Good luck! I was really amazed at what Jon and I could afford, and even with searching online at many places, we were able to find one perfect for us (for now) in our range in just a few months! Definitely don't give up. I had a meltdown when the one place we liked didn't accept FHA loans. Turned out to be a blessing because we had to look elsewhere and we found ours! And remember - paint can improve anything oh-so much!

Dolce said...

Good luck! My boyfriend is looking right now and has run into some bumps...his realtor wants to stay away from short sales because banks can take months to respond to the offer in some cases...places not accepting FHA...and houses getting 10 offers within 2 days of being on the market. He's gotten a bit discouraged but everyone says it takes time, and it always works out in the end!

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